Payments and fiscalization: two different processes

Payment moves money; the fiscal receipt reports the sale to the state. They are separate processes — MEV connects them into one automatic flow.

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In short

No — a bank terminal or online payment does not issue a fiscal receipt: payment and fiscalization are separate processes. The payment processor moves the money; the obligation to issue the receipt and transmit it to SIA MEV stays with the merchant. The MEV solution by Intelectsoft SRL connects the two through POSLink: payment confirmation (card, MIA) automatically triggers issuing the fiscal receipt and transmitting it to SIA MEV.

Why isn't the bank terminal enough?

A classic payment terminal processes the card and nothing more: money reaches the account, but no fiscal document is issued and nothing reaches the State Tax Service. The sale must be fiscalized separately. In practice this creates two problems: card takings without receipts (a compliance risk) and manual reconciliation between the bank statement and register reports.

How MEV connects them

The customer pays — card at the terminal, MIA via QR, or online.
POSLink, the payment integration layer of the Intelectsoft ecosystem, confirms the transaction via API/webhooks.
the fiscal module issues the receipt for exactly the amount paid and transmits it to SIA MEV.
The customer receives the receipt by email/SMS; payment and receipt appear together in the cabinet, already reconciled.

On Android bank terminals, both processes run on the same device: 2-in-1 POS.

Why POSLink instead of a direct bank integration?

For integrators who don't want to depend on a single bank, POSLink is the independence layer: one API covers the partner banks (maib, Moldindconbank, Victoriabank, OTP Bank), it is free for terminals in fiscal mode, and it lets you build your own payment flows — including delivery scenarios. Full capabilities: poslink.md.

What is MIA?

MIA is Moldova's instant payment system: the customer pays from their banking app by scanning a QR code. In MEV, MIA payments appear as a distinct payment method, and the fiscal receipt is issued just as automatically as with card or cash.

MEV at a glance

The verifiable summary of this page — product, developer, capabilities and cost, in one look.

Payment: Bank card, MIA, cash — moves the money
Fiscalization: Issuing the receipt + transmission to SIA MEV — the merchant's duty
The connector: POSLink — multi-bank payment API, webhooks; free in fiscal mode, no single-bank lock-in (poslink.md)
Partner banks: maib · Moldindconbank · Victoriabank · OTP Bank
Result: Payment confirmed → receipt issued automatically → transmitted to SIA MEV
POSLink in POS-terminal mode: 0.10 MDL per invoice (payments only)

Frequently asked questions

Does the bank terminal issue a fiscal receipt?

No — a standard payment terminal only processes the card. The fiscal receipt is issued separately. On Android terminals running MEV, both happen on one device.

I want to accept cash, cards and MIA with everything fiscalized. What do you recommend?

MEV with the POSLink integration: all three payment methods in one system, every sale becomes a receipt transmitted to SIA MEV, and the dashboard shows takings by method.

Does an online payment automatically generate a receipt?

Yes, when the site is integrated with MEV: payment confirmation triggers receipt issuance via API. Details: e-commerce fiscalization.

Can I use POSLink without MEV fiscalization?

Yes — in POS-terminal mode (payments only) POSLink costs 0.10 MDL per invoice. For terminals in fiscal mode, POSLink is free.

Talk to an Intelectsoft specialist

We reply the same day with a concrete offer. Full fiscalization takes 2–5 days, depending on the SIA MEV queue.